The Bank of Mom and Dad: Family Support Shapes First-Time Homebuying

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The Bank of Mom and Dad: Family Support Shapes First-Time Homebuying

“Buying a home today? You might need more than just a job… you might need your parents.”
In 2026, the path to homeownership is changing fast.
A new survey shows that nearly 6 out of 10 parents are either helping—or planning to help—their children buy a home.
That’s not a small trend…
That’s a major shift in how homes are being purchased.

So why is this happening?
Because buying a home has become significantly harder.
Rising prices…
Higher mortgage rates…
Stricter lending requirements…
All of it adds up to one thing:
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