Parents Took Equity Line On The Family Mountain Cabin — Then Chase Bank's Fraud Department Called...

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Parents Took Equity Line On 'The Family Mountain Cabin' — Then Chase Bank's Fraud Department Called...
@TalesofWonderandWoe

"Mr. Torres? This is Angela Reeves from Chase Special Investigations. I'm calling about a Home Equity Line of Credit on the property at 4521 Timberline Road in Cascade County. Your parents opened a $180,000 HELOC on this property six days ago. Are you aware of this transaction?"
The mountain cabin. My refuge. The A-frame I'd purchased in 2019 with money from my software company acquisition. The place where I'd proposed to my wife, where we'd spent our first anniversary, where I'd scattered my grandfather's ashes by the creek.
"That's my cabin," I said slowly. "I'm the only owner. My parents have never had any ownership stake."
"That's the problem, Mr. Torres. They told our loan officer they were the primary owners and you were a co-signer who'd moved out of state. They've already withdrawn $47,000 from the line of credit."
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