Why I Chose HSBC Over Axis Magnus

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I had to choose between HSBC Premier and Axis Magnus, and some key differences stood out immediately. HSBC doesn't cap my earnings on rent, tax, or jewellery, and they kept Accor as a premium transfer partner—Axis dropped it entirely. What sealed the deal was seeing HSBC invest continuously in new benefits while Axis kept cutting them. Here's my full decision breakdown and why I'm applying for HSBC.

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