Why Hard Money Lenders Charge Points

If you’ve ever wondered Why Hard Money Lenders Charge Points, this video is going to clear it up for you in plain English. I walk you through how hard money loans actually work, breaking down points, interest, and fees so you can confidently navigate real estate financing. Whether you’re new to real estate investing for beginners or already flipping houses, understanding how a hard money lender or private money lender makes money is critical. I’ll show you exactly what to expect from a hard money loan, how hard money for real estate compares to traditional lending, and what every real estate investor should know before borrowing.

If you’re serious about investing in real estate and want to use smarter real estate investing strategies, this is for you. I explain hard money loans explained step-by-step so you understand what is hard money lending and how do hard money lenders work in the real world. From private money lenders to full-scale hard money partner relationships, this knowledge will help you make better decisions, protect your deals, and ultimately become more profitable in real estate.

00:00 Points Fees Interest Explained
02:46 What Points Cost and Why
06:42 Rates Fees and Final Takeaways
07:19 Interest & Fees

About Rodney Miller:
Rodney started his career in real estate investing in 2003. Since that time he’s been a principal in over 300 real estate investment transactions. Rodney started casually loaning money to other investors around 2005. In 2020 Rodney decided to go all in on private lending and started Hard Money Partner LLC. He currently has about $4mm in loans with about 10 hours a week of time invested in the private lending business. Rodney has been married for 23 years and has 3 awesome kids and 3 dogs. Rodney lives and operates HMP out of his office in Oklahoma City. HMP’s service area is Oklahoma, and north Texas, more specifically, the Dallas/Ft Worth Metroplex.

Borrower Resources:
Apply for a loan
https://tinyurl.com/HMP-Loan-App

Guaranteed loan report
https://tinyurl.com/Get-A-Loan-Guide

How to flip a house report
https://tinyurl.com/House-Flipping-Report

Investor Resources:
How to invest with Hard Money Partner
https://tinyurl.com/Invest-with-HMP

A Beginners Guide to Private Lending- By Rodney Miller
https://tinyurl.com/Private-lending-book

Rodney is available for consultation on all things hard money lending, whether it be borrowing, Investing, or starting a lending business.

Book a call with Rodney to discuss the lending business:

https://api.leadconnectorhq.com/widget/bookings/talk-to-rodney

YouTube Url: https://youtu.be/Id_E38bBC6A

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https://www.linkedin.com/in/rodneymiller/
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https://twitter.com/RodneyHMP
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#hardmoneylender #hardmoneypartner #hardmoneylending