UK Car Finance Scandal EXPLAINED – Hidden Commissions, Supreme Court Case

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In this GB News feature, Sam Ward, Director and Chief Investigator at Sentinel Legal, breaks down the truth behind the UK car finance mis-selling scandal, a case already being called the next PPI.

Sam explains how hidden and undisclosed commission payments between car dealerships and lenders like Santander, Close Brothers, and Lloyds could have cost millions of drivers thousands of pounds each on their PCP and hire purchase agreements. The Court of Appeal has already ruled these non-disclosures unfair, and the Supreme Court ruling could unlock billions in compensation for motorists.

In this interview:
- What hidden car finance commissions are and how they work
- Why non-disclosure breaches the Consumer Credit Act and the concept of “fully informed consent”
- The role of major lenders in the motor finance scandal
- How far back drivers can claim (as far as 2007)
- Why HSBC analysts predict the cost to lenders could hit £44 billion
- How drivers can check if their finance deal included a discretionary commission arrangement (DCA)

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