The Truth About Housing Cycles and Small Business Credit

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The Truth About Housing Cycles and Small Business Credit

In this episode of Acquisition Collective, Jay Bourgana sits down with Dillon Caraway to unpack how interest rates and housing market cycles impact small business lending and acquisition strategy.

They discuss why service and repair businesses often outperform during housing downturns and how investors can stay aggressive when others pull back. The conversation reveals how consumer credit and homeowners’ access to capital shape deal flow, lending risk, and growth opportunities in cyclical markets.

Whether you’re a business buyer, investor, or operator, this episode breaks down how to think beyond macro noise and identify sectors built for long-term resilience.

Watch now to learn why some businesses thrive no matter where interest rates go.

#buyabusiness #sba
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