The Real Reason IndusInd Changed Your Card Benefits

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I've been tracking IndusInd Bank's credit card changes closely, and what they've done is put spend-based limits on lounge access across almost all their cards — and honestly, this was coming. For years people found loopholes in the free lounge ecosystem and exploited them, and at the end of the day credit card issuers are running a business, and they simply couldn't let it continue. That said, I think the issuers also need to own some of the blame here — stress testing your credit card portfolio and patching loopholes before a product launches should be a basic responsibility, not an afterthought. In this video I break down exactly what changed, why it happened, and what every IndusInd Bank credit card holder needs to know right now.

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