Is this the man who could end the global credit card crisis?
In this explosive episode of Secret Leaders, we sit down with Philip Belamant, the visionary founder of Zilch — the UK fintech unicorn that’s rewriting the rules of credit, debt, and how we pay.
Most people know Zilch as a "Buy Now, Pay Later" app — but it’s way more than that. It’s an interest-free payment model that flips the credit card industry on its head… all while quietly becoming 27x more effective than Google Ads.
What we cover:
- Why credit card debt is a trap — and how Zilch is helping people escape it
- The shocking truth: The average UK citizen takes 16 years to pay off a credit card
- How Zilch funds 0% interest payments without hurting consumers
- The new payment system that could replace traditional credit
- What it takes to fight against billion-dollar legacy lenders
- Why Zilch's advertising model funds debt relief — and beats Google in the process
- The UK’s role in the global fintech revolution
———————
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https://wise.com/uk/business/?utm_source=secretleaders&utm_medium=audio&utm_campaign=Secret+Leaders_1H+2025&utm_content=Wise+Business
Join Vanta and recieve $1000 off:
http://vanta.com/secretleaders
———————
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In this explosive episode of Secret Leaders, we sit down with Philip Belamant, the visionary founder of Zilch — the UK fintech unicorn that’s rewriting the rules of credit, debt, and how we pay.
Most people know Zilch as a "Buy Now, Pay Later" app — but it’s way more than that. It’s an interest-free payment model that flips the credit card industry on its head… all while quietly becoming 27x more effective than Google Ads.
What we cover:
- Why credit card debt is a trap — and how Zilch is helping people escape it
- The shocking truth: The average UK citizen takes 16 years to pay off a credit card
- How Zilch funds 0% interest payments without hurting consumers
- The new payment system that could replace traditional credit
- What it takes to fight against billion-dollar legacy lenders
- Why Zilch's advertising model funds debt relief — and beats Google in the process
- The UK’s role in the global fintech revolution
———————
Sign up to Wise Business banking:
https://wise.com/uk/business/?utm_source=secretleaders&utm_medium=audio&utm_campaign=Secret+Leaders_1H+2025&utm_content=Wise+Business
Join Vanta and recieve $1000 off:
http://vanta.com/secretleaders
———————
Follow us on Instagram:
- http://instagram.com/SecretLeaders
- https://www.instagram.com/danielmurrayserter/
- https://www.instagram.com/chrisdonnellyofficial/
Follow us on TikTok:
- https://www.tiktok.com/@secretleaderspodcast
- https://www.tiktok.com/@danmurrayserter
- https://www.tiktok.com/@donnellycss
Follow us on X:
- https://x.com/danmurrayserter
- https://x.com/donnellycss
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