The Car Market Is BANKRUPTING Americans! (And It's About To Get WORSE)

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The Car Market is Bankrupting Americans (And it’s about to get worse!)
I talk through the following points in this video:
- Repo rates have hit record high levels! Over 2.5M vehicles repo’d
- Most were volunteer repos
- Vehicle manufacturers have “innovated” themselves out of the market… out of reach for most Americans.
- Average cost of a new car in the US continues to soar! Over $50K on average
- Average MSRPs have jumped nearly 50% since 2020.
- The same vehicle that used to cost $30-35K is $50K+ now!
- So many trucks that used to be around $50K are nearing $100K!!
- Auto insurance rates have been one suffocating!
- As of late 2025/early 2026, the average annual cost for full coverage is over $2,600.
- That’s over double for most American households over the last 3 years. And over $1000 more for all American households since 2020.
- Value of the dollar continues to plummet
- Added Tarrifs
- Cost to build and pay employees rise
- The U.S. dollar just fell to its lowest level in 4 years!
- Crypto currencies are tumbling too
- Investors are pulling out of US based equities vestments like Treasuries and reinvesting elsewhere for a higher return. This will worsen if rates continue to come down.
- High interest rate auto loans are destroying people…
- Predatory lending from places like Carmax… where people get hit with 15-27% APRs!
- With the housing market in a stalemate, cutting the car loan is the only fast fix option for folks.
- It’s people last ditch effort to keep a roof over their head and food on the table.
- 2026 isn’t looking too bright for the auto industry… what say you?
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