Soft pulls vs. Hard pulls: Know the difference!⁣ #shorts #crediteducation #credittips

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Soft pulls vs. Hard pulls: Know the difference!⁣
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Soft pulls are like a casual glance, happening when companies check your credit for background stuff, like pre-approved offers or checking your own score. No sweat, they don't affect your credit score. On the other hand, hard pulls are more serious, like when you apply for a loan or a credit card. They leave a mark on your credit report and might lower your score a tad. Knowing the difference could make a huge difference in your credit journey⁣
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