Non-QM Loans Explained: The Trade-Offs

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Non-QM (Non-Qualified Mortgage) loans allow borrowers to qualify outside traditional guidelines — especially those who are self-employed, commission-based, or have complex income situations.

But with that flexibility comes trade-offs. In this video, Eddie explains why Non-QM loans often come with higher interest rates, larger down payments, or shorter terms — and why the exchange can still be worth it.

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