Mortgage Rates Today April 14 2026: Rates Hold Steady in Sideways Market

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Mortgage Rates Today April 14 2026: Rates Hold Steady in Sideways Market

“Mortgage rates aren’t rising… they aren’t falling… so what’s actually happening?”
Right now, the housing market is in a rare moment of pause.
As of mid-April, the average 30-year mortgage rate is sitting at 6.16%, while the 15-year is around 5.65%.
That’s barely a movement.
And that’s exactly the story.

We’re in a sideways market.
After months of ups and downs, mortgage rates have hit a stretch where… not much is changing.
No sharp spikes.
No big drops.
Just… stability.

So why are rates stuck right now?
It comes down to one key thing:
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