Mortgage Preapproval Process Step By Step 2026

In this video I dig into the step by step of the mortgage approval process so that you as a homebuyer are educated and empowered. This mortgage preapproval process is unique to my team and is the result of close to two decades in the mortgage industyry and wanting as zero stress as possible experience for my clients. Want to get preapproved with us? We can help you everywhere in the US
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Life is stressful enough, your mortgage should not be.
Get a stress-free mortgage with my team and I!

My team is one of the top ranked purchase teams in America, and we are licensed nationwide. Home-buying should not be a nightmare, our goal is to make it a dream. Working with us, you can expect us to be committed to:

• Being there for you every step of the way
• Answering any questions, doubts, or concerns you have
• Delivering a stress-free mortgage experience
• Offering you competitive rates and fees.

We've helped thousands of homebuyers achieve their dream of homeownership, and we're dedicated to helping you too. Buying a house can be overwhelming, but having an expert on your side makes all the difference.

Timestamps:
0:00 – Why Most Pre-Approvals Are Garbage
1:16 – The Discovery Call
2:18 – Application: Phone vs Online
3:39 – Meet the Loan Officer Team
4:59 – Why We Review the Application Again
6:20 – Fully Underwritten Pre-Approval
7:38 – Processing & Document Collection
8:07 – Underwriting & Suspensions
9:12 – Timeline & What Happens Next
9:47 – Why We Don’t Max Qualify
11:00 – Talking With Jen (Beeston Calls)
12:14 – Transactional vs Goal-Focused Lending
13:02 – Experience of the Team
14:33 – Helping You Find the Right Realtor
15:02 – Why I’m Passionate About This
16:12 – Questions? Call me at 786-933-2077 or Book the Calendar!

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Licensing info: Jennifer Beeston, EVP National Sales NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 12058 San Jose Blvd, 402, Jacksonville, FL, 32223 Equal Housing Lender For licensing, go to www.nmlsconsumeraccess.org Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.