Издатель
Here’s why I disagree with Mark Cuban when it comes to credit cards.
I agree - Credit cards have very high interest rates and they lure you to spend money that you may not have or didn’t intend to spend.
But credit cards are also a great way to boost your credit score, get rewards/points, get warranties, etc…
The important thing is to use credit cards responsibly, and for me, that consists of two very important rules.
Rule 1: Treat your credit card like a debit card. If you don’t have the money in your bank account, don’t use your credit card.
Rule 2: Pay off your credit card balances in full every month to avoid paying interest.
Like & follow for more free finance tips and education.
I agree - Credit cards have very high interest rates and they lure you to spend money that you may not have or didn’t intend to spend.
But credit cards are also a great way to boost your credit score, get rewards/points, get warranties, etc…
The important thing is to use credit cards responsibly, and for me, that consists of two very important rules.
Rule 1: Treat your credit card like a debit card. If you don’t have the money in your bank account, don’t use your credit card.
Rule 2: Pay off your credit card balances in full every month to avoid paying interest.
Like & follow for more free finance tips and education.
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