How Parents Can Help Veterans Buy a Home With a VA Home Loan

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Did you know your parents (or anyone else) can help you buy a home using your VA home loan benefit? In this video, I break down two powerful options veterans often don't know exist — VA loan gift funds and the VA joint home loan application.
✅ What we cover:

How gift funds work with a VA home loan — who can give them, how to document them, and what happens if you gift more than you need at closing
The VA joint home loan application — how a non-veteran parent (or anyone) can co-sign your VA loan WITHOUT living in the property
The 12.5% down payment requirement for non-veteran co-borrowers and why it exists
How the VA guaranty works and why it affects co-signing
VA funding fee exemptions for service-connected veterans on joint loans
Why joint VA loan applications take longer — and what to expect

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