How Much Income History Do You REALLY Need to Buy a Home

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Full Video: https://youtu.be/j46rK6e6y9M

Thinking about buying a home but worried about income history or saving enough for your down payment?

In this video, Cory Grant & I break down how mortgage lenders evaluate employment history, multiple income sources, and savings timelines when qualifying for a home loan.

Many buyers believe they must stay at the same job for two years — but that’s not always true.

Learn how lenders can combine employment history across multiple employers, freelance work, contract roles, or industries like construction, IT, and traveling healthcare.

We also explain:
✔️ How much you really need to save for a down payment
✔️ Using multiple jobs to qualify
✔️ Income history vs job stability
✔️ Common mortgage myths buyers believe
✔️ How lenders document changing employment

If you're planning to buy a home soon, understanding these rules could make or break your approval.

#MortgageTips #HomeBuyingProcess #FirstTimeHomeBuyer #MortgageApproval #RealEstateAdvice #HomeLoanTips #MortgageEducation #IncomeVerification #HomeBuying101 #LoanOfficerTips #RealEstateFinance #DownPaymentHelp #MortgageMyths #HomeBuyerEducation #FinancialPreparation
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Contact us for your home purchase, refinance or home equity loan (HELOC).
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Edward Foy: H Mortgage
☎️281-304-6353
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