A real in-force policy showing how a policy loan rate can be lower than what the cash value keeps earning, so the money compounds even while it is being used. Breaking down the 7% credit against the 4% loan and why it nets out in your favor. An educational look at cash value life insurance, policy loans, and the be-your-own-bank idea. Hypothetical example for educational purposes only. Past performance is not a guarantee of future results. This is not a solicitation or financial advice. Always consult a licensed professional before making any financial decisions.
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