Do lenders look at both spouses credit scores? | The Hidden Rule

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Do lenders look at both spouses credit scores?

Buying a home with a partner involves unique credit challenges. This guide explains how lenders evaluate joint applications and how new calculation methods could save you thousands on your mortgage.

00:00 The Lower Middle Score Rule
00:34 The New Average Median Method
00:58 Accuracy and the Two Bureau Shift
01:14 Applying Individually vs Jointly

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