Credit-Card Close Matt Karo ❌ #finance #education #banks

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Credit utilization rate is one of the main factors used to determine your credit score: It shows what percentage of your credit limit you use and is used by lenders to measure your risk.

By downgrading a card instead of closing it, you can keep your overall line of credit intact while also avoiding the annual fee.

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#money #creditcard #cibilscore #personalfinance
Категория
Банки кредиты
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