Consumer Credit Quality Deteriorates Across Most Credit Categories

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Consumer Credit Quality Deteriorates Across Most Credit Categories: August 2025 CreditGauge™

Year-over-year, credit delinquencies rose across nearly all VantageScore credit tiers and almost all delinquency categories, according to VantageScore’s August 2025 CreditGauge.

Repayment pressures appear to be affecting even the most creditworthy consumers.

Auto Loan delinquencies increased across all stages, surpassing pre-pandemic levels.

This reflects the compounding effects of sustained inflation, consistently elevated interest rates, higher borrowing costs, and an unsteady employment picture.

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Потребительский кредит
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