If your mortgage credit score has ever looked different from the score you see on your phone, you are not alone.
Many consumer credit apps show VantageScore, while mortgage lenders have historically used specific FICO scoring models. Now, new approved credit scoring options are opening up in mortgage lending, and that could impact some homebuyers.
This may matter if you were recently declined for a home loan, or if you were pre-approved and want to know whether a different scoring model could affect your options.
In this video, I explain why mortgage credit scores can differ from app scores and why Tucson homebuyers should get a fresh review before assuming they do not qualify.
If you are asking:
Can I qualify for a mortgage with my credit score?
Why is my mortgage credit score lower than my app score?
Can a new credit scoring model help me buy a home?
Should I get pre-approved again after being declined?
Message me "CREDIT" and let's review your situation.
#TucsonMortgage #CreditScoreTips #TucsonHomeLoans #FirstTimeHomeBuyerTucson #BuyingAHomeInTucson #ArizonaMortgage #TucsonRealEstate #MortgageAdvice #SouthernArizona #HomeLoanTips
Many consumer credit apps show VantageScore, while mortgage lenders have historically used specific FICO scoring models. Now, new approved credit scoring options are opening up in mortgage lending, and that could impact some homebuyers.
This may matter if you were recently declined for a home loan, or if you were pre-approved and want to know whether a different scoring model could affect your options.
In this video, I explain why mortgage credit scores can differ from app scores and why Tucson homebuyers should get a fresh review before assuming they do not qualify.
If you are asking:
Can I qualify for a mortgage with my credit score?
Why is my mortgage credit score lower than my app score?
Can a new credit scoring model help me buy a home?
Should I get pre-approved again after being declined?
Message me "CREDIT" and let's review your situation.
#TucsonMortgage #CreditScoreTips #TucsonHomeLoans #FirstTimeHomeBuyerTucson #BuyingAHomeInTucson #ArizonaMortgage #TucsonRealEstate #MortgageAdvice #SouthernArizona #HomeLoanTips
- Категория
- Потребительский кредит
Комментариев нет.









