10+ Key Financial Changes in 2025 - Car Prices, Rupay, EPF, Stock Market, FD in NBFC, etc

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Key Financial Changes in 2025:
1. UPI 123Pay Limit Increase: Transaction limit raised from ₹5,000 to ₹10,000.
2. UPI Wallet Integration: Full KYC prepaid wallets can now be used with any UPI app.
3. Car Price Hike: Expected 2-4% rise in car prices due to increased costs.
4. Stock Market Expiry Changes:
• NSE: F&O contracts weekly and monthly contracts to expire on Thursdays.
• BSE: F&O weekly and monthly contracts to expire on Tuesdays.
5. Employee Pension Scheme Updates:
• Withdraw pensions from any bank branch via CPPS.
• Access PF funds through ATMs.
• Removal of EPF contribution limits.
6. Telecom Recharge Plans: Voice-only plans mandated, benefiting 2G users and rural residents.
7. Agricultural Loan Limit Increase: Collateral-free loan limit raised from ₹1.6 lakh to ₹2 lakh.
8. Bank-Independent Pension Access: Pensioners can withdraw pensions from any bank branch.
9. Rupay Lounge Access: Tier-based lounge access linked to spending thresholds.
10. NBFC & HFC Guidelines: Revised rules on public deposits, maturity notifications, and more.
11. Tax Relief Expectations: Anticipated changes in the Budget 2025 (February 1).

12. New Baggage Rule: Passengers are now allowed to carry only one handbag or cabin bag weighing up to 7 kg, with all other luggage requiring check-in. The cabin bag must not exceed dimensions of 55 cm in height, 40 cm in length, and 20 cm in width, ensuring uniformity across airlines and streamlining security checks.


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